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ANZ® Gold Credit Card
- $87 annual account fee
- Up to 55 days interest free credit on purchases
- Access to ANZ Gold Liberty 24hr global travel service
- Commission free traveller's cheques when purchased through any ANZ branch in Australia.
- View full travel benefits
- Credit limit up to $25,000
*see website for terms and conditions
Citibank Clear Credit Card
- At last a credit card that gives you a low interest rate of 12.49%p.a. on purchases. Apply now and you will also receive 2.9%p.a. for 6 months on Balance Transfers. With Citibank Clear Card, the choice has never been clearer.
- 12.49%p.a. ongoing on purchases.
- 2.9% for 6 months on Balance Transfers.
- Access your account anywhere, anytime via Internet and phone banking.
- Up to 55 days interest free on retail purchases.
*see website for terms and conditions
Aussie MasterCard
- 2.99% on purchases for the first 6 months
- 2.99% on balance transfers for the first 6 months
- A low interest rate of 11.49% p.a.* on purchases
- Up to 55 days interest free credit on purchases
- Competitive balance transfer rate of 5.99% p.a. for the first 12 months
- Credit limit up to $15,000
- 24 hour call centre assistance - at home and overseas
- Shop safely Online with MasterCard SecureCode
- A low 17.99% p.a. on cash advances
*see website for terms and conditions
ANZ® First Credit Card
- Interest rate of 19.24% p.a.*
- Low $30 annual account fee discounted to $26 when linked to an ANZ Access Account.
- Up to 44 days interest free credit on purchases.
- Visa acceptance at over 24 million locations worldwide.
- Minimum credit limit of $1,000.
- Design your own Card
*see website for terms and conditions
ANZ® Everyday Visa® Debit Card
- $0 monthly fee for the first 6 months
- Use your own money to shop, online, overseas or over the phone
- Unlimited ANZ Transactions for $6 a month
- Protection against fraudulent purchases with Online Guarantee
*see website for terms and conditions
ANZ® Low Rate MasterCard®
- Low interest rate of 12.41% p.a. on purchases and 20.41% p.a. on cash advances*
- $58 annual account fee
- Up to 55 days interest free credit on purchases
- Design your own Card
*see website for terms and conditions
Citibank Silver Credit Card
- Citibank Silver gives you automatic benefits and a security guarantee.
- 2.9% for 12 months on balance transfers.
- Up to 55 days interest-free on purchases.
- To reduce the interest paid on the life of balances you transfer.
- Generous credit limits of up to $7,500.
- Low annual fees for primary and additional cardholders.
- Free Rewards program1 with points that never expire and the option of Qantas Frequent Flyer Points.
- Free purchase cover insurance for lost, stolen or damaged goods.
- Extra security with a photo card, digital signature and Fraudshield protection.
*see website for terms and conditions
ANZ® Rewards Credit Card
- Earn one point for every $1.50 spent on your credit card purchases (excluding cash equivalent transactions) up to a maximum spend of $50,000 per card account per year.
- Earn Unlimited Reward Bonus Points at over 500 Bonus Partner outlets
- Interest rate of 19.99% p.a.
- Low $48 total annual fee
- Up to 44 days interest free credit on purchases
- Minimum credit limit of $1,000
*see website for terms and conditions
Citibank Gold Credit Card
- Keep you finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfer. Simply transfer the outstanding amount from your non-Citibank credit and store cards, to your new Citibank Gold Card, and enjoy a low 2.9% p.a for 12 months on balance transfers.
- Free International Travel Insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card.
- Automatic FREE access to a superior Rewards Program - You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points.
- Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide.
- Generous credit limit up to $25,000.
- Up to 55 Days Interest-free on retail purchases.
- FRAUD SHIELD - the fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.
*see website for terms and conditions
ANZ® Frequent Flyer Credit Card
- Earn up to one Qantas Frequent Flyer Point for every dollar up to $1,500 spent on purchases monthly (excluding cash equivalent transactions)
- Earn up to one Qantas Frequent Flyer point for every two dollars thereafter, up to and including a maximum monthly spend of $5,000.
- Earn Unlimited Bonus Points
- Interest rate of 19.99% p.a.
- $95 total annual fee
- Up to 44 days interest free credit on purchases
- Visa acceptance at over 24 million locations worldwide.
- Access cash advances from ATMs all around the world
- Minimum credit limit of $1,000
*see website for terms and conditions

Regular Credit Cards

The following Regular Credit Card offers are designed for Consumers & Businesses. Compare card offers side by side and apply for the credit card that is right for you.

Apply for a Credit Card Online in 3 Easy Steps...

1. Select the Type of Credit Card you are looking for from Regular Credit Card Below

2. Compare Credit Card Offers side by side

3. Apply for the Credit Card of your choice by filling out an online credit card application

ANZ® First Credit Card

Interest rate of 19.24% p.a.*
Low $30 annual account fee discounted to $26 when linked to an ANZ Access Account.
Up to 44 days interest free credit on purchases.
Visa acceptance at over 24 million locations worldwide.
Minimum credit limit of $1,000.
Design your own Card

APR	Annual fee	Introductory APR / Period	Balance Transfer APR / Period	Credit Needed for Approval
19.24% p.a.	none for first year*	Interest free for up to 44 days	7.99% p.a. for first 6 months	Good

*see website for terms and conditions

ANZ® Gold Credit Card

$87 annual account fee
Up to 55 days interest free credit on purchases
Access to ANZ Gold Liberty 24hr global travel service
Commission free traveller's cheques when purchased through any ANZ branch in Australia.
View full travel benefits
Credit limit up to $25,000

APR	Annual fee	Introductory APR / Period	Balance Transfer APR / Period	Credit Needed for Approval
19.24% p.a.	$87	Interest free for up to 55 days	N/A	Good

*see website for terms and conditions

Citibank Gold Credit Card

Keep you finances afloat with a lighter interest rate of 2.9% p.a. for 12 months on balance transfer. Simply transfer the outstanding amount from your non-Citibank credit and store cards, to your new Citibank Gold Card, and enjoy a low 2.9% p.a for 12 months on balance transfers.
Free International Travel Insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card.
Automatic FREE access to a superior Rewards Program - You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points.
Access to Citibank World Privileges - It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide.
Generous credit limit up to $25,000.
Up to 55 Days Interest-free on retail purchases.
FRAUD SHIELD - the fraud department checks any unusual activity to detect early signs of fraud and will contact you to check when they spot irregular purchases.

APR	Annual fee	Introductory APR / Period	Balance Transfer APR / Period	Credit Needed for Approval
20.74% p.a.	$149	Standard p.a.	2.9% p.a for 12 months on balance transfers	Good

*see website for terms and conditions